The first of which is allowing all individuals to acquire health insurance no matter the age, pre-existing conditions, or other unfair practices. Health Care Reform A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.
S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best. While the main controversy seems to be the politics of healthcare reform and whether the government should have total control, the one thing that I believe should be the focus, is the quality of care that is embedded in the patient doctor relationship.
Thanks to the Affordable Care Act, 3. Abusive insurance practices are becoming a thing of the past. Additionally, the Affordable Care Act helps small businesses. Historically, the health care system has disproportionally favored those of higher class and income, resulting in diminished health care for those that could not afford it.
Health Care Reform There has been a lot of talk and debate lately over Health Care Reform, as people are trying to answer the question — Should a universally accessible health care system be implemented in the United States US?
This ongoing highly debatable issue remains a hot topic among US citizens from all walks of life, from the very poor to the very wealthy. Health Care Reform affects everyone. The vast majority of the US population is very dissatisfied with the current state of health care. To justify this health care reform the Democratic Party implied that the health care crisis in the United States is caused by the uninsured and that everyone had a right to health care.
The Affordable Care Act 2010
Through this act, legislation has been created. One of the fear factors in the health care reform debate is cost. The United States at present has a costly system, and there is genuine worry that covering millions of additional people will increase costs significantly. It is not how much the United States devotes on health care that is vital, it is also how constant that quantity is increasing.
I believe the cause of costly health care is the very beneficial insurance industry. We pay a massive amounts to these corporate giants, who then regulate. Health insurance was developed to provide guaranteed coverage for sickness, injury and preventable health measures. Currently, the United States is facing a major challenge in controlling the cost of health care and providing coverage for everyone.
This is why it is so important for the government to develop a new health care insurance plan. The purpose of this paper is to explore the history of health care, the major improvements made to coverage through the years. Discussing the healthcare reform. This act has had a massive effect on almost everyone in the healthcare industry.
The cost associated with reimbursement from Medicaid, medical coverage for individuals, and nursing practices has made many changes in the way healthcare is delivered. Health Care Reform Overview In , President Obama signed the Affordable Care Act ACA which puts into place health insurance reform with the purpose of providing health care access to those who are uninsured and underinsured. The goals of the law are to make health care affordable, accessible and higher quality.
In , open enrollment began and now that three years have passed, it is a good time to evaluate how this law impacts Ohioans U. Department of Health and Human Services, a. To justify this health care reform the Democratic Party implied that the health care crisis is caused by the uninsured and that everyone had a right to health care. First of all, health care costs keep rising and in the average cost for a family of four increased by 7.
This is double the cost estimated in , and by payroll taxes will cover only.
The Right Way to Reform Health Care | Foreign Affairs
The Patient Protection Affordable Care Act was signed into law on March 23rd, by Barrack Obama, but some do not agree with the "obamacare" are on the fast track to repeal the bill. The law would focuses on the health care reform in the United States by providing better coverage for those with pre-existing. For centuries, health care has been an ever changing entity within the United States. The cost of health insurance, medication, and medical care has fluctuated from high to low.
Over the years with all the changes to healthcare, those in Congress try to appease everyone that is involved. For example, trying to make healthcare affordable for those who are less fortunate and live around the poverty line. As well as, employers who may have to revamp their insurance plans offered to the employees. In January of , Clinton announced that he would be putting together a team of experts to review the issue of health care cost and develop a plan to propose to congress Bok, On September 22, , Clinton then made a speech to Congress announcing this new health plan Bok, In today society, health care services are imbalanced in serving its members.
Reform is what is desired of most people who feel that the present standards are insufficient. In fact, numerous reports have surfaced in support of the rights to health care. There will be different reviews examined to determine how health care reform can accommodate the misfortune as well as the fortunate. Inequalities and cost has attributed to the deficient quality of care that is available.
The health care debate has been a tricky one over the years with legislators ongoing decision on whether rules should be put in place that would even out the playing field between regular folk and health insurance companies. Health care reform is not a new concept in fact it has a long history in this country and has been on many political platforms. In Harry Truman had national health insurance on his campaign platform as part of the new deal but it never came to fruition due to democratic opposition and socialist fears Christiansen, In president Johnson did have some success with signing Medicare and Medicaid into the social security act as well as President Nixon with the Health Maintenance Organization.
There are four major causes of this surge in demand: 1 the aging of America, 2 poor health habits and lifestyles of Americans, 3 the needs of Canadians and others who purchase much of their medical care in the U. The first two factors on this list are widely discussed in the media, but the last two are largely ignored. Most commentators have discussed the impact of an aging population on the demand for medical care. As medical science enables us to live longer, it also increases the number of years that we consume medical care.
It should be obvious that the elderly generally consume more medical care services than the young. As the baby boom generation approaches their golden years, this too will place added stress on our health care providers. A second factor affecting the need for health care stems from the risky lifestyle choices of some members of society. Risky behaviors such as smoking, drug abuse, and gang membership, to name just a few result in a heavy burden on our medical care system.
While these problems will always be with us, we must be careful that our public policy on health care does not encourage these risky activities. Make no mistake—universal health care makes the health-conscious taxpayer pay for the excessive medical needs of those who choose not to protect their health. In many industrialized countries with government-run health care systems, drug abusers and prostitutes are provided plentiful and free medical care at taxpayer expense , while many elderly and disabled are denied medical procedures because they are less productive members of society.
The third factor placing high demand on our health care delivery system may surprise many readers. In addition to serving the needs of Americans, our health care providers are also providing care to many residents of other countries. Of primary significance are Canadians, many of whom travel to the U. Due to the geography of Canada, most Canadians live in the southern third of the country and can travel to the U. For example, the wait for a pap smear in most areas of Canada is 5 months, and the wait for hip replacement surgery is about 18 months.
The result is predicable: many Canadians, especially middle and upper income families, find it tempting even necessary to come to the U. These people come to the U. In some cases, the Canadian government will pay part of the bill for the U. How significant is this medical border crossing?
Health Care in America
These are important things to remember when someone tells you that the Canadian system is desirable because they have lower per capita health care costs. The fourth significant factor causing higher demand for health care stems from the increased dependence on third party payers health insurance. As more and more people obtain comprehensive health insurance, we have fewer cost-conscious consumers when it comes to buying medical care. This is true of both private insurance and government insurance. I have to confess that our family is more likely to go to the doctor when we have met our deductible—knowing that our insurance will be paying all, or most, of the bill.
This is human nature, and it is a very good reason why universal comprehensive health insurance will significantly increase demand for medical care. Some argue that over-utilization can be prevented as long as there is a small co-payment required of the insured with each doctor visit. When insurance begins to cover likely and routine expenses, it is never a smart economic decision. Low deductible, comprehensive coverage encourages people to over-utilize services. This increased demand results in upward pressure on medical prices. You could just go to your mechanic, have the work done, and the mechanic would be reimbursed by your insurance company.
Barack obama health care reform essay
Mechanics would certainly be very busy. In fact, I can imagine that a system such as this would improve the profitability of an auto shop to the extent that many new shops would open up, and existing shops would hire more mechanics. Now imagine what would happen if we passed a law that limited the supply of mechanics. Certainly the cost of auto repair and the cost of auto insurance premiums would go through the roof.
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When families purchase only catastrophic health coverage and pay for other health care costs from their own pockets, studies show that overall health expenses plummet. Many employees covered by these plans would likely choose higher deductible insurance or simply major medical insurance were it not for the fact that the employer can provide this benefit tax-free. Health insurance is an important and necessary part of any good health care system, but health insurance, like all insurance, is only cost effective when it covers unlikely events like major surgeries or illnesses.
Our present government policy encourages employers and consumers to make insurance purchase decisions that would normally be unwise. The end result is that millions of consumers have no desire to spend their health care dollars wisely, and many are encouraged to over-utilize the system. Should we be surprised that health care prices are rising?
What will happen to demand—and subsequently to prices—if we pass public-financed comprehensive universal health insurance for everyone? Sure, some may remember rationing of gasoline and other strategic materials during World War II, but most of us have no concept of how difficult life can be when a vital product or service is rationed by the government.